Effective Date: February 10, 2026

This Disclaimer ("Disclaimer") governs the use of all information, content, consulting, coaching, advisory services, materials, and other services provided by Fresh Hibiscus LLC ("we," "our," or "us"). By accessing or using the information or services, users are deemed to have agreed to this Disclaimer.

1. No Warranty as to Information All information and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, including but not limited to warranties of accuracy, completeness, usefulness, fitness for a particular purpose, or non-infringement.

2. No Professional Relationship The information and services are provided for general informational and practical purposes only and do not constitute legal, tax, accounting, medical, investment, or other professional advice. No professional-client relationship is created between us and the user.

3. No Guarantee of Results We do not guarantee any specific outcomes, results, or benefits arising from the use of our services. All decisions and actions taken by users are at their own risk.

4. Limitation of Liability To the maximum extent permitted by applicable law, we shall not be liable for any damages, including direct, indirect, incidental, special, consequential, or punitive damages, lost profits, loss of business opportunities, business interruption, or data loss, arising out of or in connection with the use of, or inability to use, the information or services, regardless of the legal theory asserted, except in cases of willful misconduct or gross negligence.

5. Third-Party Services We shall not be responsible for any damages arising from third-party services, including but not limited to communication networks, system failures, cloud services, payment processors, or external tools.

6. Intellectual Property All intellectual property rights in the information and services belong to us or the respective rights holders. Unauthorized reproduction, distribution, modification, adaptation, or secondary use is prohibited unless permitted by law.

7. Reference to Privacy Policy Personal information is handled in accordance with our separate Privacy Policy. Nothing in this Disclaimer modifies or limits the Privacy Policy.

8. Governing Law and Jurisdiction This Disclaimer and all matters relating to the information and services shall be governed by the laws of the State of California, United States of America. Any disputes shall be subject to the exclusive jurisdiction of the state or federal courts located within the State of California.

9. Changes to This Disclaimer We may revise this Disclaimer at any time without prior notice. The revised Disclaimer shall take effect upon publication on our website or related platforms.

10. Recording of Sessions For the purpose of improving service quality and ensuring the accuracy of deliverables (e.g., summary reports), sessions may be audio or video recorded. By participating in a session, you consent to such recording. These recordings are for our internal use and delivery purposes only and will be handled in accordance with our Privacy Policy. We will not disclose or share these recordings with third parties without your prior consent, except as required by law.

11. AI-Generated Content Our services may utilize Artificial Intelligence (AI) technology, including chatbots, to provide information and support. You acknowledge and agree that:

• Accuracy: AI-generated responses are automated and may occasionally produce inaccurate, incomplete, or outdated information. We do not guarantee the reliability of any AI-generated content.
• Verification: You are solely responsible for verifying the accuracy of any information provided by the AI before relying on it for business or personal decisions.
• No Agency: AI-generated responses do not represent the official stance or binding commitments of Fresh Hibiscus LLC unless expressly confirmed by an authorized human representative.